Best Scratch-Off Apps That Pay Real Money

Scratch-off app moors betting online aren’t new. They‘ve been around for decades. Whether your grandma gave you one in your birthday card or you picked one up at a gas station, these quick moors betting online are fun and easy to play. But did you know that you can play scratch-off moors betting online online?


Head’s Up! You often won’t find downloadable apps available for our recommended casinos. Instead, most offer web-based apps — versions of their website that have been designed and optimized for mobile devices like smartphones and tablets.

These virtual scratch tickets give you the option to claim your prizes immediately while giving you better odds than traditional tickets! Below are the best online scratch-off apps for real money in 2022.

Best Scratch-Off Apps With Real-Money Prizes 2022

In this guide, we detail how online scratch-offs and apps you can play them on — safely.

Page Contents

Online Casinos That Offer Virtual Scratch-Off Apps

Not all casino apps offer scratch cards, but those that do make it easy and fun.

In addition, playing mobile scratch-offs with a reputable online casino ensures that you’ll be paid your winnings, and you can use your casino bonus to get some extra scratching in. And because online casinos have a larger budget than small app developers, they can increase the rewards and jackpots for each scratch card game.

The following online casinos are worth considering when you want to play scratch-offs from a on mobile device.

BetOnline Casino

BetOnline Logo

BetOnline is one of our favorite online casinos because they offer great bonuses and a vast selection of moors betting online.

At BetOnline, you can play 14 different scratch-offs. They include:

  • Symbols of Luck

  • Dream Vacation

  • Kings of War

  • Journey of Ra

Each of these scratch-offs has different betting limits, some as low as $1, with chances to win big!

These include slots and table moors betting online, and of course scratch-off moors betting online. If you fancy the thrill of land-based gambling houses, you can catch the action at the casino’s live dealer section. It also features a sportsbook that offers exciting sports betting opportunities.

  • Opened in 2001

  • Regulated by the Panama Gaming Commission

  • 100% First Deposit Bonus


  • A trustworthy gambling site

  • Generous bonus

  • Fee-free payment options


  • Limited casino moors betting online on mobile

Wild Casino

Wild Casino Logo

Wild Casino offers some of the best bonuses in the industry. It hosts loads of slots and table moors betting online. Its history dates back to 1991. However, the online gambling site was launched in 2017. Here is important information you need to know about Wild Casino:

  • Opened in 1991

  • Regulated by the Panama Gaming Commission

  • $5,000 Welcome Bonus over 5 deposits


  • No-download online casino app

  • Large welcome bonus

  • A variety of payment options


  • High fees on some payment methods

Examples of scratch-off moors betting online you will find at this online casino include:

  • King’s Alchemist

  • Rise of the Titans

  • The Bank Heist

  • Journey of Ra

  • Lucky Plunder

The Wild Casino web-app supports Android and iOS devices. There is no download required for users of smartphones and tablets to access the gaming site. It also offers diverse payment options, including Mastercard, Visa, and multiple cryptocurrencies. This way, you can choose a banking method that works for you.

SuperSlots Casino Casino Logo

The Super Slots web app and and Wild Casino’s have a lot in common in terms of design and game selection. However, SuperSlots offers larger bonuses, especially to new clients. The moors betting online you will find at this gambling site include poker, blackjack, baccarat, scratch-offs, and hundreds of video slots.

  • Opened in 2020

  • Regulated by the Panama Gaming Commission

  • 300% match Welcome Bonus up to $2,000


  • Multiple banking options

  • Generous bonuses

  • 24/7 customer support


  • Limited moors betting online on mobile

The scratch-off moors betting online you will find at Super Slots include:

  • Turkish Delight

  • Lucky Nugget

  • Symbols of Luck

  • Journey of Ra

SuperSlots online casino supports many banking methods such as Mastercard and Visa credit and debit cards and wire transfers. You can enjoy special bonuses when you fund your account with Bitcoin, Solana, Shiba Inu, and other cryptocurrencies.

BetUS Casino

BetUS Casino Logo

BetUS Casino has a rich history that spans over two decades. It stands out as a trustworthy gambling site that’s regulated by a respected agency in the industry. This online casino hosts a wide range of moors betting online that you can play for fun or cash.

  • Opened in 1994

  • Regulated by Curacao eGaming

  • Welcome Bonus match of 100% up to $2,500


  • Generous bonuses

  • Extra offers for using cryptocurrencies

  • Mobile-friendly design

  • Extra offers for using cryptocurrencies


  • Limited moors betting online on mobile

BetUS offers attractive bonuses that allow you to wager for cash with less of your money. These bonuses range from sign-up off to referral rewards. The good news is that this online casino has a low wagering requirement of 30x. Here you can play many casino moors betting online such as blackjack, poker, live-dealer moors betting onlineroulettebaccarat, and scratch-offs. Examples of scratch card moors betting online you can play at BetUS are:

  • Play with Cleo

  • Saiyan Warriors

  • Leprechaun Frenzy

  • The Bank Heist

What Are Online Scratch-Offs?

Online scratch cards are a type of instant win lottery that allow players to “scratch-off” virtual lottery tickets for chances to win big prizes.

These lotteries work the same way as traditional scratchers, with players scratching off panels to reveal symbols that match those on their ticket. The only difference is that the symbols are displayed on a computer or mobile device instead of on paper. Some casinos have apps that allow you to play scratch-offs on mobile devices.

Thunderstruck II Scratch Card Game

Most online scratch-offs allow players to win big jackpots and smaller prizes. Some lotteries even have progressive jackpots that increase as more people play. This feature means that the potential prize pool for each drawing can be large, making online scratch-offs an attractive option for lottery fans.

Types of Online Scratch-Offs

Most online scratch cards fall into two different categories: renditions of traditional lottery cards and unique virtual casino scratch-offs.

Scratch-off apps are usually available on Android and/or iOS mobile devices. These unique moors betting online resemble slot-style moors betting online found at online casinos.

How We Evaluate Scratch-Off Apps

We’ve highlighted the best online casinos for scratch-off apps in the previous section. But did we pick these casino apps? Below are important factors we consider when selecting the best gaming platforms.

User Experience

We value your experience when playing at an online casino, and so should you!

These casino apps are designed to display high-quality graphics and offer fast loading speeds to boost your gaming experience.

Game Variety & Quality

The best platforms will feature multiple opportunities to play for fun and real money. This way, clients won’t get bored playing a single game. Examples of popular titles you will find in our top online casinos include:

The beauty of these moors betting online is that they are based on luck. You won’t require special skills to play. This way, novices can play just as well as experienced players. These moors betting online come with diverse RTP percentages. Games with high payouts give you better chances of winning big, but usually with longer odds.

Bonuses & Promotions

It’s common for online casinos to offer bonuses to clients. These bonuses come in handy during play — they boost your bankroll, thus allowing you to wager more with less of your money.

Laptop Showing Casino Bonus Over Slot Game

Seasoned gamblers know that it is not easy to play casino moors betting online profitably unless you are a high roller. That’s where casino bonuses and reward schemes come in. These offers lower the casino edge and thus boost your chances of winning. Examples of casino promotions you’ll find at the top online casinos include:

  • Welcome deposit bonuses

  • Loyalty program rewards

  • Refer-a-friend bonus

  • Reload bonuses

  • Weekly bonuses

Choose casino bonuses that allow you to play many moors betting online, including real online scratch-offs. Consider other factors such as rollover requirements and validity period before accepting casino bonuses. Also, remember to read all casino bonus terms and conditions before signing up for any promotions. Feel free to conduct customer support for clarification.

Customer Support

It’s frustrating and a little scary to play at an online gambling site with poor customer support services.

Woman with Headset, Customer Service Rep

Occasionally, you will face difficulties while transacting with an online gaming site. You’ll need someone on standby, ready to resolve your problem when you get stuck.

The sites we recommend to you have a reputation for providing the best customer support in the industry. For instance, most online casinos have 24/7 live chat customer support. If you get stuck, just hit the chat icon to start a conversation with a qualified customer support agent at any time.

These sites also have self-help sections that feature comprehensive gaming guides and exhaustive FAQs. Such resources allow you to learn new moors betting online and hone your gambling skills. The best online casinos also have responsible-gaming features that allow you to limit how much you can gamble and avoid developing a dangerous habit.

Mobile Compatibility

The advent of smartphone technology brought online casinos closer to gamblers. Now you can access the best scratch-off apps anywhere, anytime, and wager on the go. The top online casinos we discussed above are designed to offer you seamless mobile compatibility. You can use your Android or iOS mobile devices to play legit online scratch-offs.

The beauty of the sites is that you don’t need to download and install native apps. You can launch these no-download apps from your device’s browser and start playing in seconds. These sites give you a lot of flexibility. For instance, it is easy to switch from one device to another for a seamless gaming experience.

Deposit & Withdrawal Options

Another factor we consider when choosing the best online casinos is the available banking options. You need to spend money to win money, right?

The best online gambling sites offer multiple payment methods that cater to diverse client needs. The popular payment options you’ll find at the gambling sites include:

These payment methods may have varied transaction fees attached to them. They also come with different transaction limits and duration. It’s advisable to choose a payment method that works for you.

Safety & Security

Account security is very important when choosing an online gambling site. The best online casinos use Secure Socket Layer (SSL) technology to encrypt data flowing from client devices to the casino servers. This data encryption technology protects your account from unauthorized persons.

Legit gambling sites will incorporate strict terms and conditions to keep off fraudsters and other criminals. That said, you’re responsible for securing your wagering account from unauthorized persons. Here are important steps you should take:

  • Never divulge your account password to anyone

  • Change your password frequently

  • Never access your account from public networks

  • Never share your gambling devices or accounts with other players

  • Secure your mobile devices with a password or screen lock pin

Best Real Money Scratch-Off Apps

Scratch Off App Screenshot

Real-money online scratch-off apps operate a little differently than a traditional ticket. When you win $100 from that Halloween scratch-off your aunt sent you, all you have to do is travel to your nearest dealer, hand over the ticket, and walk out with a crisp Benjamin.

But with online scratch-off apps, you’re playing for free most of the time, or it’s to earn points that will equate to prizes.

Winning tickets will award you a certain number of points, which you can use in-app to claim real prizes. It’s not like you scratch-off the Gold Rush Doubler and immediately win $1,000.

There are plenty of mobile apps in Google Play and Apple Store for scratch-off fans. Most of these moors betting online are free to play, and some of the more high-baller moors betting online cost a few bucks on an app store.

Below are a few of the best virtual scratch-off apps out there:

Lucky Dollar

This app is available on the Google Play Store and offers both free and paid scratch-offs.

Unlike some other free scratch-off apps, this one actually pays out, sending your winnings right to your PayPal account. There are also daily prize drawings of $1,000 and jackpot opportunities up to $100,000.

This app is a great alternative to traditional tickets with its realistic scratching feature and plenty of moors betting online to choose from.

Lucky Plunder

Luck Plunder is a popular 3×3 scratch-off game designed by FlipLuck.

It features a pirate theme with eight symbols. The underwater totem is the “scatter” symbol. In this game, you win between 3x and 700x your bet when you land three symbols. If you land three scatter symbols, you win 10 free spins.

Screen cap of Lucky Plunder scratch card

The RTP% of this scratch-off game is 96.72%. What’s more, some casinos offer progressive jackpots on this scratch card, thus allowing you to win big. This game is compatible with mobile  devices, thus allowing you to play the game on the go.

King’s Alchemist

The King’s Alchemist is a 3×3-board scratch-off app released by FlipLuck.

It’s an exciting game to play, with great opportunities to win mystical prizes. Each card is random, and it’s hard to predict the outcomes. You land a win when you erase three identical symbols.

Online Scratch Off Game

The magic potion is the scatter symbol in this game. If you erase three scatter symbols, you unlock the free spins bonus. This way, you get the opportunity to play for free and win without spending your money.

The King’s Alchemist scratch-off game has an RTP percentage of 70.08%.

Journey of Ra

Journey of Ra is another exciting game by FlipLuck, with an ancient Egypt theme. Like most FlipLuck scratch card moors betting online, Journey of Ra has a 3×3 board. You can buy cards worth $1 to $20. You land a win when you scratch three identical symbols. The amount of money you win will depend on the size of your bet. This scratch-off app has an RTP percentage of 70.12%.

Journey of Ra Scratch Off

Can I Win Real Money With Scratch-Off Apps?

The short answer is yes! You can win cash playing online scratch cards.

Most “free” virtual scratch-off apps require some in-app purchase before you can win anything, and you should always be wary of suspicious apps asking for your data. When you have doubts about a scratch-off, check for reviews online to see if an app is worth your time.

But playing at a reputable online casino is perfectly legit. You can make a deposit to your account, play scratch cards until you win, and withdraw your funds to your bank account, e-wallet, or crypto wallet!

How to Play Mobile Scratch Offs

How to Play Mobile Scratch Offs

In the 21st century, convenience is at the heart of everything. It has never been easier to play scratch-offs on your mobile. Eager to get scratching? Then follow these steps:

Find a Reputable App/Casino

Unsafe fun is no fun. Before playing, find a reliable app or a casino that offers scratch offs. Check the software provider or casino. Make sure they are reputable in order to keep your money and data safe.

Make an Account (If Needed)

For some moors betting online and casinos, you will need to create an account before you can play. If required to do this, make sure you know what you are signing up for.

Download (If Required)

If you need to download an app before playing, download the app to your mobile device. Be sure to download the app from a reputable source, e.g. Google Play or the App Store.

Be Aware of Any Bonuses or Special Conditions

Does your scratch off game have any special bonuses or promotions you can unlock? Understand them before playing.

Paid vs. Free Scratch Off Apps

The gameplay on both free and paid scratch-off apps is very similar. There is only so much that can be changed, right? The big differences you will notice will be in how much you can win and how easy it is to withdraw your funds.

In free apps, do not expect to win real money. If you can, expect it to be incredibly difficult to withdraw. Without these conditions in place, app creators would be making a loss.

With paid apps — be they standalone or linked to online casinos — it is much easier to win and withdraw money as you are risking your own cash. Of course, you can also end up losing your money.

Playing for FunPlaying for Real Money
Scratch without financial riskBet your own cash
Play for the love of scratchingPlay for the love of winning

Free Scratch-Off Apps

Scratch Games Icon Wide

You can play the scratch card moors betting online discussed above for fun in demo mode. This is the most sensible way to get started if you plan to eventually play for money. However, you can also enjoy the following moors betting online for free on your iPhone or Android smartphone.

  • Lottery Scratchers — This app is available on the Google Play and Apple app stores. It does feature a pay-to-play system, where users have to buy coins to be able to scratch-off tickets. However, it does pay out big prizes, and sometimes more than one prize per ticket. It has a 4-star rating, with a few people claiming their moors betting online are buggy, but generally, the reception for this app was very good. Moreover, purchasing coins on this app is cheaper than buying scratch-offs in person.
  • Scratchers Mega Lottery Casino — This app is available for both Android and iOS users, and it has great reviews on both platforms. The developers are very responsive to player reviews and take a great deal of pride in their game. This app features many new and exciting scratch-off tickets as well as tickets you can find at every gas station or bar. In addition, the game is free to play with daily drawings and prizes!

Remember that these scratchers are purely fun moors betting online and do not earn you cash. However, they can be relaxing to play without the stress of losing cash.

Online Scratch-Offs vs. In-Person Tickets

Many online scratch-off players love the convenience and variety of moors betting online at online lotteries. Since online scratch-off apps are available 24/7, lottery fans can play from anywhere — at home, on their commute — and never miss out on a drawing. In addition, some lotteries allow players to purchase tickets in bulk, giving them more control over their game experience.

Some people prefer playing traditional scratch-offs in person because they offer players the chance to see and feel their tickets. This feature adds an extra layer of excitement to the game. Additionally, many state lotteries offer bigger prizes for paper tickets than virtual moors betting online.

But online scratch-off apps offer distinct benefits that make them better than traditional tickets. Continue reading to discover these advantages.

Immediate Cash!

Money With a Ribbon

Winnings from app scratch-offs are paid out in online transaction, meaning that players get their winnings almost instantly.

With traditional tickets, you have to go to an authorized dealer, like a gas station or bar, to cash in your winnings. Sometimes, if you land a big jackpot, it can take days or even weeks to process your prize.

Increased Odds

Because physical scratch-off tickets have a lot of overhead (designing the game, printing the game, distributing tickets, teaching people how to run the prize system, etc.), prizes are smaller compared to scratch-off apps.

There’s very little overhead for producing scratch-offs for apps. One person could design and program the whole thing! For this reason, companies and casinos can increase the prizes and your chances of winning because they have more funds to do so.

It’s just like how some casino slots or other moors betting online pay out more online than in person because an online casino doesn’t have to pay rent on a facility, electricity to run the machines, or pay employees to standby and help you figure out the game.

More Game Options

Much like virtual poker or sports moors betting online, you can generally find a wide range of options.


Each game typically has different rules and symbols. These symbols offer varied payouts. For example, one scratch-off might have black cats as wildcards while another has green 7s. Check out the pay table of each scratch-off game before playing.

Most virtual scratch-off apps take after slot moors betting online in terms of design and progressive jackpot prizes that increase as more people play the tickets. In some cases, the game prizes for these tickets will outrival even the best in-person tickets.

And since it’s much easier to design and publish an online scratch-off, developers can make new moors betting online consistently. It’s a win-win!

Online Scratch-Off Apps FAQs

If you are still uncertain about playing on scratch-off apps or have more questions, be sure to check out the FAQs below where we have answered some of the most commonly asked questions we receive.

  • Gambling of almost every variety is legal by federal law in the US. However, all states have different laws related to gambling. If an online casino is available in your location, and they offer scratch cards, then you won’t get in any trouble for playing them.

  • While there aren’t crypto-specific cards, if your online casino accepts crypto deposits, you can use it to play virtual scratch cards.

  • No, just like slot machines, scratch cards are completely random. It’s worth noting that the more expensive cards are likely to have better prizes, but they also have more risk associated with them.

  • Almost all online casino moors betting online have what’s known as a return-to-player percentage (RTP). This percentage indicates how much money is returned to players over time. For example, if a scratch card has an RTP of 97%, for every $1 you bet, you’ll get back $0.97 on average.

  • No. Real-cash scratch-off apps are available at online casinos. You’ll need to log in to your gambling account to play these moors betting online. However, there are mobile scratch-offs that you can download and install on your smartphone and play for fun. In such instances, you may not need to be online to play.

  • If you want to play scratch-off moors betting online for money, you will need to choose a licensed online casino. The gaming platform should also have a reputation for treating gamblers fairly by providing quality customer support and fast payouts. Scratch-off apps are moors betting online of chance — you can’t manipulate the game in your favor. Independent quality professionals regularly audit moors betting online on licensed casinos to ensure they operate. Your best bet (ha!) is to play scratch-off apps with high RTP% to increase your chances.